Found something really interesting...now first let me say that I have no idea if this is just an isolated case or there is something to it...it worked for me so maybe it`ll be the same for some of you...
now I had the retirment bug like I have wrote in previous comments,but I seem to have found the trigger for it...
now I followed the instalation like it is written in description but still the bug was well and alive for me (went on holiday for 2 years in multiple tests) and the players retired at 32...
now here is were it gets interesting...I`d set up a new game,create the manager and choose a club which I wanted to play with...now at this point I would save and either retire and add a new manager (proxy) or resign and then simulate the 2 seasons to check if the players would retire...which happened without fail...why I do it like this is simple...I`m lazy and don`t want to start the setup from the start so if I see it works I just load and start playing...
now the thing I did different this time is that I went on holliday for 2 years with a proxy manager from the start (started unenployed) and it worked no retirment...then I tried again with a fully set up profile (choosen club) and it worked again...checked all the players that retired in previous attempts and all are there (evec terry at 37(legend indeed))...
now obviously I have no idea how or why or even if it possible,but it seemes that either retiring/resining/adding a new manager triggers the retirment bug...at least that is the conclusion I came to since I did everything else the same in my previous failed attempts except this...
so those of you who like me had retirment problems try it out...might work...