Andorra, Albania, Austria, Aland Islands, Bosnia and Herzegovina, Bulgaria, Switzerland, , Cyprus, Channel Islands, Czech Republic, Denmark, Estonia, Spain, Finland, U.K., Gibraltar, Greece, Croatia, Hungary, Ireland, Isle of Man, Iceland, Liechtenstein, Lithuania, Luxembourg, Latvia, Monaco, Moldova, Republic of Montenegro, Macedonia, Malta, Norway, Portugal, Romania, Serbia, Russian Federation, Sweden, Slovenia, Slovakia (Slovak Republic), San Marino, Turkey, Ukraine, Holy See (Vatican City State). Northern Europe * 0.4% 3.8% + Fixed Fee
US, Canada, Europe I ** 0.5% 3.9% + Fixed Fee
Europe II *** 1.0% 4.4% + Fixed